Travelling to the Czech Republic: What Foreigners Need to Know About Insurance and Stay

The Czech Republic, with its rich history, stunning architecture, and vibrant culture, has become an increasingly popular destination for travelers and expatriates alike. Whether you’re planning a short visit or considering a longer stay, it’s crucial to understand the requirements for entry and residence, including the necessary insurance coverage. Here’s a comprehensive guide for foreigners looking to journey to the heart of Europe.

Entry Requirements:


For citizens of many countries, including EU member states, the USA, Canada, Australia, and many others, a visa is not required for short stays (up to 90 days) for tourism, business, or visiting friends and family. However, it’s essential to check the specific requirements based on your nationality before traveling.


A valid passport is a must for all visitors entering the Czech Republic. Ensure that your passport is valid for at least three months beyond your planned date of departure.

Health Insurance:

While travel insurance is not a mandatory requirement for entry, it’s highly recommended. Adequate health insurance can cover medical emergencies, including treatment, hospitalization, and repatriation, providing peace of mind during your visit.

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Long-Term Stay:

If you’re considering a more extended stay in the Czech Republic, such as for work, study, or family reunification, different requirements apply:

Visa or Residence Permit:

Depending on the purpose of your stay, you may need to apply for a long-term visa or a residence permit. These permits typically require proof of accommodation, financial means, and, in some cases, a clean criminal record.

Health Insurance:

Long-term residents in the Czech Republic are required by law to have health insurance coverage. This can be either public (state-funded) or private insurance, as long as it meets the minimum requirements set by the Czech government. Public health insurance is available for those who are employed or self-employed in the country, while private insurance is an option for students, retirees, and individuals without employment.

Choosing Health Insurance:

Whether you’re visiting for a short stay or planning a more extended period in the Czech Republic, selecting the right health insurance is crucial. Consider the following factors when making your decision:

  1. Coverage: Ensure that your insurance policy covers essential medical services, including doctor visits, hospitalization, emergency care, and repatriation.
  2. Validity: Confirm that your insurance policy meets the requirements for entry and residence in the Czech Republic, including minimum coverage amounts and duration.
  3. Network: Check if your insurance provider has a network of hospitals, clinics, and healthcare providers in the Czech Republic to ensure easy access to medical care.
  4. Additional Benefits: Some insurance plans offer additional benefits such as coverage for trip cancellation, baggage loss, or emergency evacuation, which can be valuable during your stay.